jobs in uganda

Habitat for Humanity Uganda Jobs 2021 – Fresher Credit Officer

Habitat for Humanity Uganda Jobs 2021

Job Title: Fresher Credit Officer – Habitat for Humanity Uganda Jobs 2021

Organization: Habitat for Humanity

Duty Station: Luwero and Lugazi

Supervisor: Financial Inclusion Officer

Department: Housing Microfinance

 

 

Habitat for Humanity Profile:

Habitat for Humanity is a nonprofit organization that helps people in your community and around the world build or improve a place they can call home.

 

 

Job Summary

The main purpose of this job is to guide, coordinate and carry out credit and related activities at the branch.

 

 

Roles and Responsibilities:

Key Result Areas:

  1. Maintaining an average loan portfolio of not less than 200 active clients.
  2. Maintain a repayment rate of not less than 95% for clients less than 30 days past due.
  3. Maintain a Portfolio at Risk (PAR) greater than 30 days past due of not more than 5%.
  4. Maintain a Loan Use Verification rate of at least not less than 95% per Quarter.
  5. Supervise and conduct training sessions for Potential and Active clients: Sensitization Meetings and Financial literacy trainings.
  6. Maintain a Quarterly Portfolio Growth (in terms of clients) of not less than 5%.
  7. Maintain an average outstanding loan portfolio of at least not less than UGX.250 Million.
  8. Disburse loans and monitor their performance.

Specific Responsibilities and Tasks:

  • Arranging and organizing awareness seminars on services and products offered by Habitat for Humanity Uganda.
  • Carrying out training programmes using prescribed modules of interest to the clients.
  • Assisting credit applicants or borrowers during the application process.
  • Liaising with local leaders in the respective localities with a view to identify, assess, appraise and approve loan applicants.
  • Assessing the creditworthiness of potential borrowers and advising management accordingly.
  • Participate in the credit committee meetings at the branch.
  • Follow-up loan applications referred to the National Office for Approval.
  • Timely disbursement of credit facilities.
  • Supervise loan beneficiary projects during the loan term to ensure proper use.
  • Ensuring timely recovery of loan installments and interest thereof from borrowers.
  • Participate in the compilation of loans and Financial Education reports to be submitted to the National Office on a routine basis.
  • Assisting the Financial Inclusion Officer in determining bad debts, if any, and the compilation of returns thereof to the National Office.
  • Ensuring proper handling of organizational assets (Funds, Computers, Motor-cycles, and Cameras, etc.) attached to the branch to facilitate credit operations.
  • Ensure proper record keeping and safety of client documentation by maintaining an adequate filing system.
  • Carrying out any other duties assigned to him/her by the Branch Supervisor

Internal and External working relations

  • Internal: Financial Inclusion Officer, Head of Programs, HMF Program Staff, other HFHU program and Finance staff,
  • External: Partners, Local authorities and Clients

 

 

Minimum Qualifications for Habitat for Humanity Uganda Jobs 2021:

  • Minimum requirement: Diploma in the disciplines of microfinance, economics, business administration, or banking and finance.
  • Minimum of 3 years working for a reputable Microfinance Institution preferred.
  • Willing to uphold Christian Principles of HFHU
  • Prior experience in some aspect of project cycle management.
  • Excellent verbal and written communication skills.
  • Experience with monitoring and evaluation tools and systems.
  • Excellent Computer skills in Microsoft word, excel and point power
  • Ability to work effectively, independently or in a team environment.
  • Excellent analytical and problem solving skills;
  • Excellent inter-personal skills; demonstrating diplomacy and tact.
  • High level of integrity combined with ability to make bold and timely decisions
  • Highly pro-active and self-disciplined.
  • Willingness to travel to the field for microfinance related duties.
  • Knowledge of the local languages.
  • Ability to ride a motor cycle with a valid permit is a must

 

 

How To Apply for Habitat for Humanity Uganda Jobs 2021

To Apply: Please send a cover letter, resume, and copies of relevant academic credentials to [email protected]  clearly indicating the position applied for in the subject line.

Deadline: 20th August 2021

 

 

For similar Jobs in Uganda today and great Uganda jobs, please remember to subscribe using the form below:

NOTE:

No employer should ask you for money in return for advancement in the recruitment process or for being offered a position. Please contact Fresher Jobs Uganda if it ever happens with any of the jobs that we advertise.




Search For Jobs offers in Uganda