Habitat for Humanity is a nonprofit organization that helps people in your community and around the world build or improve a place they can call home.
The main purpose of this job is to guide, coordinate and carry out credit and related activities at the branch.
Roles and Responsibilities:
Key Result Areas:
Maintaining an average loan portfolio of not less than 200 active clients.
Maintain a repayment rate of not less than 95% for clients less than 30 days past due.
Maintain a Portfolio at Risk (PAR) greater than 30 days past due of not more than 5%.
Maintain a Loan Use Verification rate of at least not less than 95% per Quarter.
Supervise and conduct training sessions for Potential and Active clients: Sensitization Meetings and Financial literacy trainings.
Maintain a Quarterly Portfolio Growth (in terms of clients) of not less than 5%.
Maintain an average outstanding loan portfolio of at least not less than UGX.250 Million.
Disburse loans and monitor their performance.
Specific Responsibilities and Tasks:
Arranging and organizing awareness seminars on services and products offered by Habitat for Humanity Uganda.
Carrying out training programmes using prescribed modules of interest to the clients.
Assisting credit applicants or borrowers during the application process.
Liaising with local leaders in the respective localities with a view to identify, assess, appraise and approve loan applicants.
Assessing the creditworthiness of potential borrowers and advising management accordingly.
Participate in the credit committee meetings at the branch.
Follow-up loan applications referred to the National Office for Approval.
Timely disbursement of credit facilities.
Supervise loan beneficiary projects during the loan term to ensure proper use.
Ensuring timely recovery of loan installments and interest thereof from borrowers.
Participate in the compilation of loans and Financial Education reports to be submitted to the National Office on a routine basis.
Assisting the Financial Inclusion Officer in determining bad debts, if any, and the compilation of returns thereof to the National Office.
Ensuring proper handling of organizational assets (Funds, Computers, Motor-cycles, and Cameras, etc.) attached to the branch to facilitate credit operations.
Ensure proper record keeping and safety of client documentation by maintaining an adequate filing system.
Carrying out any other duties assigned to him/her by the Branch Supervisor
Internal and External working relations
Internal: Financial Inclusion Officer, Head of Programs, HMF Program Staff, other HFHU program and Finance staff,
External: Partners, Local authorities and Clients
Minimum Qualifications for Habitat for Humanity Uganda Jobs 2021:
Minimum requirement: Diploma in the disciplines of microfinance, economics, business administration, or banking and finance.
Minimum of 3 years working for a reputable Microfinance Institution preferred.
Willing to uphold Christian Principles of HFHU
Prior experience in some aspect of project cycle management.
Excellent verbal and written communication skills.
Experience with monitoring and evaluation tools and systems.
Excellent Computer skills in Microsoft word, excel and point power
Ability to work effectively, independently or in a team environment.
Excellent analytical and problem solving skills;
Excellent inter-personal skills; demonstrating diplomacy and tact.
High level of integrity combined with ability to make bold and timely decisions
Highly pro-active and self-disciplined.
Willingness to travel to the field for microfinance related duties.
Knowledge of the local languages.
Ability to ride a motor cycle with a valid permit is a must
How To Apply for Habitat for Humanity Uganda Jobs 2021
To Apply: Please send a cover letter, resume, and copies of relevant academic credentials to [email protected] clearly indicating the position applied for in the subject line.
Deadline: 20th August 2021
For similar Jobs in Uganda today and great Uganda jobs, please remember to subscribe using the form below:
No employer should ask you for money in return for advancement in the recruitment process or for being offered a position. Please contact Fresher Jobs Uganda if it ever happens with any of the jobs that we advertise.